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Premium Car Outlet

FAQ



Financing

1 - Do you offer financing ?

Yes. We offer financing through several finance companies, including our Buy Here Pay Here . 

2 - Are all of your used cars inspected?

Yes. Every vehicle on our lot must pass a PCO Check Point list by one of our technicians. 

2 - I am registering a vehicle for the first time in Florida. Is automobile insurance mandatory?

Yes. If you own a vehicle with at least four wheels and are registering it, you must have Florida insurance.

3 - Why trade-in?

Trading in your current vehicle towards another can partially offset the cost of the new vehicle. The trade-in's net value goes towards the purchase or lease of a new car. Conditions of a trade-in vary depending on who owns the vehicle.

If you own the vehicle, trading-in means that you're selling the car to the dealer for some determined price. As a result, the price of the new car goes down, only.

4 - What are my payment options?

If you financed your car through Premium Car Outlet BHPH, you have access to some payment options. Including make your payment online.

*Payments online
By registering with
premiumcaroutlet.com, you can make your car payments with ease.

*Payments by phone

Call us at (407)348-2525 to make your payment. You will receive a confirmation number and next due date with your payment.

You also can set up recurring payments.

 *By postal mail (Check or money order)

Send payments to:
Premium Car Outlet

15 E. Donegan Ave
Kissimmee, FL 34744

Ps. Dont forget to put our account number on the check

*Payments at the Dealership

You can go to Premium Car Outlet at 15 E. Donegan Ave Kissimmee, FL 34744 and make your car payment with Cash, Debit card, Credit Card (Amex, Visa, Master Card, Diners Club, Discover), Money Order or Check.

5 - I forgot my password. What do I do?

Call us at (407)348-2525 and our specialists will assist you Monday through Friday, 9:00 am - 6:00 pm EST.



Insurance

1 - What type of insurance is required to purchase and maintain a Florida license plate and registration?

Florida's minimum coverage is $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) as long as you have a valid Florida license plate.

3 - What if I fail to keep insurance on my vehicle that I have registered in Florida?

The Department of Highway Safety and Motor Vehicles is authorized to suspend your driving privilege, including your vehicle license plate and registration, for up to three years or until proof of Florida insurance is provided, whichever is first.

4 - How are insurance rates determined?

Many different factors contribute to the final insurance rate. Generally, these pieces fall into the following categories:

Personal information: name, address, date of birth, gender, marital status, home ownership status, employment, education, credit history, membership status to various organizations, social security number (in some cases), age at which a driver's license was first obtained and very importantly, your driving record.

Family information: other primary drivers, other occasional drivers and their driving histories.

 

Vehicle information: year, make, model, primary use (pleasure/work), how often the vehicle is driven to work or school, business use of the vehicle, how long you've owned the vehicle, factory safety equipment, presence of an alarm/immobilizer system, expected annual mileage and zip code at which the vehicle is normally parked.

 

Previous insurance information: name of previous insurer, length of previous insurance, lapses in insurance, previous liability limits and other coverage.

Previous insurance claims, accidents and moving violations: essentially an elaboration on your driving record, including dates and severity of the events and costs of repair.


 
Desired coverage: limits on liability and whether or not comprehensive and collision are chosen.

5 - What is a deductible?

A deductible is a fixed amount of money you pay for each insurance claim. For example, choosing a deductible of $500 per accident means that for each accident you pay that amount before the insurance pays. If you chose to add comprehensive or collision you can vary your rate by adjusting your deductibles. High deductibles correspond to lower rates, while low deductibles often mean higher rates.

6 - What is a total loss?

Vehicles that are considered totaled are determined not suitable for repair. Insurers pay the cost of replacing the vehicle with a similar vintage make and model.



Warranty

1 - Do your used cars come with warranties?

Every used car comes with a Limited Warranty. (see dealer for details)